![]() ![]() ![]() We offer a wide range of home care services to help Canadians live independently for as long as possible. Bayshore Home Health can also help lighten the workload. Making a list of your possessions might even inspire you to start decluttering!ĭon’t hesitate to get help from a friend or family member. ![]() You might discover precious items you’d forgotten about, stuff you no longer want, or multiples of the same object. Any time of year, if you acquire new valuables, add them to the list right away and check with your insurance company to see if you have adequate coverage.ĭoing an inventory of your possessions takes time and energy, especially if you own a lot of things, but it can also be an enlightening exercise. Update your home inventory once a year – say, in the springtime. You can also check if your insurance company has its own app. Both of these apps let you take photos in addition to making notes about your belongings. If you have a smartphone, you can download an inventory app, such as Encircle and Sortly. The Insurance Bureau of Canada offers a free, downloadable “ Personal Property Inventory” pamphlet, which includes a handy room-by-room checklist (also available as an Excel spreadsheet). Pause for breaks when you get tired, and lighten the workload by using free tools and resources designed for this task. Enlist help from family members and friends. If taking stock of your whole home seems overwhelming, spread it out over a few days. Tips and tools for making a home inventory It’s a good idea to have such items appraised and covered under separate policies, since their value can be hard to determine if they are lost. Note that coverage for high-value items (such as jewellery, art, furs and collectibles) is often limited under a regular home insurance policy. You can also scan documents and store them digitally, and back up your files online. Keep them, along with your completed home inventory and insurance policies, in a secure spot off-site such as a safety deposit box at your bank. For clothing, list the item types (suits, jackets, dresses, pants, handbags, shoes, hats, etc.) and note how many of each you have.ĭon’t forget about hidden storage areas, such as your basement, closets, crawl space, attic, garage, shed or storage locker.Īs you work, take photos and shoot videos of your more valuable possessions, and keep backups of these files.įor valuable possessions, the Insurance Bureau of Canada recommends keeping receipts, bills, warranties and instructional manuals, which help to provide proof of ownership. Go through your home room by room, and don’t forget to look inside drawers, cabinets and boxes. ![]() In a living room, for example, your list might include furniture (sofa, armchairs, coffee table, shelves), decor items (curtains, lamps, mirrors, paintings, rugs), technology (television set, sound system, cameras) and other items (musical instruments, books). Make note of each item, a brief description, when you acquired it, replacement cost and serial number, if applicable. When making your list, include anything you would want to replace if it were damaged or stolen. And third, knowing what you own is helpful for estate planning purposes. Second, it helps you substantiate a claim if your property suffers damage or loss due to a fire, a flood, sewer backup, severe weather, theft or another threat. First, it helps you determine how much insurance coverage you should have. Having a thorough, up-to-date list of everything you own is important for three reasons. What is the total value of your belongings? If you’re not sure, or it’s been a few years since you last checked, it’s time to create a home inventory. ![]()
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